
Flexcube Universal Banking Solutions from Oracle
- Enables rapid innovation and next generation experiences with front-to-back digital capabilities
- Improves insight generation and enhances straight-through processing with intelligent decision-making and automation using technologies like Machine Learning and Biometrics
- Enables rapid and secure integration and collaboration with third-party firms and ecosystems through externalized business services and an open architecture
- Offers multiple transformation paths with best-in-class off-the-shelf capabilities to pre-integrated components for progressive transformation
- Supports multiple deployment options across on premise and Cloud, multiple deployment models

Internet Banking
- Our Internet Banking solution comes with multi-channel capabilities and helps to offer interactive & contextual customer experiences
- It is an intuitive, modern and flexible solution that can be integrated with self-service channels thus allowing customers to initiate a transaction on the internet and complete it via any other channel.
- It is further enhanced with advanced services and supports a range of comprehensive functionalities for both retail & corporate banking.

Mobile Internet Banking
- Our Mobile Banking solution offers a streamlined approach allowing you to manage your mobile channel efficiently. It helps to offer personalized customer experiences via mobile devices like smartphones & tablets.
- The mobile banking solution can be swiftly integrated with other channels and allows your customers to access banking services across all leading mobile platforms like Android iOS, Blackberry and Windows.
- The solution can be optimized for SMS, USSD, mobile web browser, smartphone and tablet applications.

Agency banking solutions
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Our Agency Banking solution helps banks to offer door-to-door banking services and makes it possible for bank’s customers to perform affordable micro-transactions.
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The solution facilitates a hassle-free customer onboarding process and helps banks to easily extend their services even to the remotest areas with no access to banking services thereby promoting financial inclusion.
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The agency banking solution comes with an agency management portal that allows you to manage the network of agents with ease and also supports multi-hierarchy agent management.

Mobile Wallet Solution
- Our mobile money/wallet solutions offer banks and financial service providers the ability to meet the transactional needs and demands of the modern-day consumer.
- It is a flexible and scalable solution that can be seamlessly integrated into your bank’s core banking system.
- Our solution is easy to deploy; it can be deployed in the cloud and on-premise.
- It is a robust, secure and well-integrated mobile payment solution which helps to achieve financial inclusion, improved payments, and enhanced service delivery.
- This Includes
- P2P Fund Transfer
- Airtime Top-Up
- 3rdParty Payments
- Micro Saving and Lending

Microloans and Savings
- Microloans and Savings is a scalable, flexible and robust solution that automates all bank and mobile wallet operations encompassing savings and small-value lending services.
- It is a customizable and module-driven solution that helps to offer micro-level financial services to individuals or groups with less income or limited resources.

Digital Onboarding
Digital Onboarding, enable banks to accelerate the customer onboarding journey by automating the end-to-end process in a simplified and streamlined manner by:
- Self-capturing basic customer information
- Validation of identity through API, Customer photo, Proof of Identity and Proof of Address
- Fast and efficient customer onboarding
- Real time effectiveness.
- Exponential increase in conversion of new customers.
- Any Identity document- A ID, Passport
- Online validation of Id through API
- Complete automated process
- Customer does not require to visit bank
- Bank Official does not require to visit customer.
- Financial inclusion for people staying in remote area
- Reduction in manpower
- OTP at all stages